Investment Planning | Investment Management Services

Personalized Investment Management

With unpredictable financial markets, changing tax regulations, and a shifting political landscape, we realize it is not enough just to build wealth; you need an investment management team that will also protect your wealth.  We do this by developing an investment management plan tailored to meet your goals. 

Once your plan has been crafted, our investment management team uses it as their road map to begin building your portfolio.  They work as a cohesive unit to construct highly diversified portfolios designed to outperform the market over long periods of time.  The stocks, bonds, and mutual funds within your portfolio are actively managed and monitored daily by our investment professionals.

Unlike other investment companies, our fees are not commissioned based.  This means our only incentive is to build a customized portfolio that achieves your unique, individual goals and needs.

How Your Investment Management Plan is Designed

Whether your goal is saving for retirement, passing along wealth to your children, providing a retirement plan for your employees, or creating an income stream during retirement, we will tailor a portfolio to meet your needs.

With a clear understanding of your goals, our team will establish an asset allocation to fulfill your needs. We believe the choice of how much to put in stocks, bonds, and cash is the most important step in generating the returns needed to meet your objectives.

Next, the investment team will locate and select investments to construct a diversified portfolio that matches your asset allocation. We will also monitor the performance of the portfolio to ensure your investments are on track to achieve your goals.

Finally, as a fiduciary, we believe risk management is just as important as the returns you earn from the portfolio. Our company has a disciplined approach toward investment selection, portfolio construction, and re-balancing that we adhere to in both good and bad markets.

Investment Management Team Biographies

News and Articles:

State of the Muni Bond Market – December 2012

Stock Investing After the Election

 

  • Accounts We Manage
  • Equities
  • Fixed Income
  • Accounts We Manage

    Our Investment Team has been entrusted with the active management of investments in numerous capacities.

    Client Accounts include:
    1. Personal Investment Accounts
    2. Individual Retirement Accounts (IRA)
    3. Personal trusts, testamentary trusts, estates, insurance trusts
    4. Company sponsored retirement plans (401k, SEP, SIMPLE IRAs, Keough Plan, Pension Plan)
    5. Foundations, Endowments, and Non-Profit Organizations

  • Equities

    We offer a wide array of equity portfolios to meet your long-term needs. These portfolios include stocks with blue-chip, income producing characteristics to growth stocks with large potential to increase in value.

    Our equity portfolio line-up (listed in order of most conservative to most aggressive) is:

    Equity Income:
    This is our most conservative stock portfolio. It is designed to provide customers with moderate levels of income and price appreciation. It is appropriate for risk-averse clients seeking a greater emphasis on capital preservation and current income.  Equity Income Fact Sheet.


    Core Diversified:
    This is a highly diversified portfolio with allocations to many different areas of the market. It includes both domestic and international companies, along with allocations to large, mid, and small cap stocks in all economic sectors. It is most appropriate for clients seeking broad stock market exposure.  Core Diversified Fact Sheet.

    Core World: This portfolio is similar to our Core Diversified offering, except it has larger allocations to international and emerging economies. Its composition closely resembles global economic activity. It is most appropriate for clients seeking growth through a globally diversified portfolio.  Core World Fact Sheet.

    Strategic Growth: This portfolio is a diversified portfolio consisting primarily of common stock of US-based companies, and occasionally ETFs and ADRs.  It invests in fundamentally sound companies with strong management, above average earnings growth prospects, and attractive valuations. Investors can expect long-term growth of capital primarily through price appreciation and to a lesser extent dividend income. Strategic Growth Fact Sheet

  • Our Fixed Income Philosophy

    Fixed Income should be the part of an investment portfolio that exhibits low risk and low volatility. Our fixed income team seeks a strategy of maximum total return, consistent with preservation of capital and prudent investment management. We believe that fixed income should represent the foundation of one’s overall investment portfolio, and therefore, we will never sacrifice credit quality to achieve higher returns. We invest in the highest credit quality bonds to minimize credit risk. We generally purchase bonds with credit ratings of A or better.

    Taxable Fixed Income Management

    FFTAM purchases bonds with various maturities to minimize interest rate risk. The portfolio is a combination of US Government Agency, US Government Mortgage Backed Security, and high quality corporate bonds. None of the bonds are callable. The portfolio is evaluated from a risk to return standpoint (where the portfolio of bonds is on the interest rate curve) with modifications made when needed. Our fixed income goal is always to preserve principal while providing the best opportunities for current income.

    Tax-Exempt Fixed Income Management

    FFTAM purchases bonds with various maturities to minimize interest rate risk. The portfolio is a combination of high quality general obligation and revenue bonds. The portfolio is evaluated from a risk to return standpoint (where the portfolio of bonds is on the interest rate curve) with modifications made when needed. Our fixed income goal is always to preserve principal while providing the best opportunities for current income.